Pension Calculator
Compare the default Alpha scheme (Career Average) with the Partnership scheme (Defined Contribution).
Alpha Scheme
This is a standard "defined benefit" model. You build ~2.32% of your salary as annual pension for life (CPI indexed).
Partnership Scheme
Values shown assume 0% member contribution. Your employer puts in an age-related % automatically. This is a "defined contribution" pot.
Frequently Asked Questions
What is Alpha?
Alpha is a Career Average scheme. You bank a chunk of pension each year (2.32% of pay), which grows with inflation. It's usually the best option for long careers.
What is Partnership?
Partnership is an investment pot. The employer adds money based on your age. It gives you more flexibility but carries investment risk.
Is this official?
No. This is an estimator. Always check the official Civil Service Pension website for your actual benefit statement.